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Loan Services
Loan Services
Our Loan Services
Which type of loan is suitable for you?
Asset-Backed Loans
Asset-backed loans are commonly used to access capital for business expansion, working capital, or major purchases, offering a lower risk profile for lenders due to the presence of tangible assets as security. Borrowers secure a loan by pledging specific assets as collateral. These assets, which can include real estate, inventory, or accounts receivable, serve as a form of security for the lender. In the event of non-repayment, the lender has the right to seize and sell the collateral to recover the outstanding loan amount .
Distressed Credit
Distressed credit refers to debt securities or loans associated with companies or entities facing significant financial challenges or insolvency. Investors in distressed credit typically acquire these assets at a discount due to the higher risk involved. The distressed credit market often involves bonds, loans, or other debt instruments of companies undergoing financial distress, bankruptcy, or restructuring. Investors in distressed credit aim to profit by either participating in the restructuring process and obtaining a favorable outcome or by selling the distressed assets at a higher value during the recovery process.
Specialty Finance
Specialty finance refers to a segment of the financial industry that provides specific and often niche financial services beyond traditional banking activities. Companies in specialty finance focus on unique or specialized areas such as consumer lending, leasing, factoring, or providing financing solutions for specific industries. These firms often cater to individuals or businesses with unique financial needs that may not be adequately addressed by traditional banking institutions. Specialty finance companies use their expertise to create tailored financial products and services to meet the distinct requirements of their target markets.
Venture debt
Venture debt is a form of financing designed for high-growth startups and emerging companies. Unlike traditional loans, venture debt is often provided by specialized lenders and is accompanied by warrants or options that allow the lender to convert debt into equity. This hybrid structure provides additional capital to the company without immediate dilution of ownership for existing shareholders. Venture debt is commonly used to extend a company's runway between equity financing rounds, allowing them to fund operations, research, or expansion initiatives. It serves as a complement to equity funding, providing a flexible and non-dilutive source of capital for companies in the early or growth stages of their development.
Mezzanine Loans
Mezzanine loans are a form of financing that combines features of both debt and equity. These loans represent a subordinated claim on a company's assets, meaning they are repaid after senior debt in the event of bankruptcy or liquidation. Mezzanine lenders often receive both interest payments and the option to convert their debt into equity ownership in the company. This hybrid structure allows businesses to secure additional capital beyond traditional debt limits, making mezzanine loans an attractive option for companies seeking expansion or refinancing. The increased risk for lenders is offset by the potential for higher returns through equity participation in the borrower's success.
Revenue Based Loans
Revenue-based loans are a type of financing where businesses receive funding in exchange for a percentage of their future revenue. Unlike traditional loans with fixed monthly payments, the repayment of revenue-based loans is tied to the company's sales. Typically, a fixed percentage of the business's daily, weekly, or monthly revenue is used to repay the loan until a predetermined total repayment amount is reached. This structure allows businesses to align their repayments with their cash flow, making it a flexible option, particularly for companies with variable revenue streams. Revenue-based loans are often used by startups and small businesses as an alternative financing solution.
Short term fixed lines of credit
Short-term fixed lines of credit are financial arrangements that provide businesses with access to a predetermined amount of funds over a short duration. Unlike traditional loans, these credit lines offer flexibility in terms of repayment and usage. Businesses can draw funds as needed, up to the approved limit, and are obligated to repay within a specified timeframe. The "fixed" aspect indicates that the terms, including interest rates and repayment schedules, are predetermined and agreed upon at the outset. These credit lines are particularly useful for managing short-term cash flow needs, covering operational expenses, or seizing immediate business opportunities.
STEPS TO GET YOUR LOAN
The Loan Process
01.
Choose Your Amount
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02.
Provide Your Document
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03.
Review Loan Application
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04.
Approve and Disburse Fund
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